simon noble

Conveyancing

Conveyancing is the process of transferring a property from one legal owner to another. When Buying or selling a property

Simon Noble Solicitors are professionals in Conveyancing. Residential Conveyancing is the process of transferring a property from one legal owner to another. When Buying or selling a property, there are three separate stages to go through. These are commonly known as:

  • Agreeing the sale
  • Exchange of contracts
  • Completion of sale/li>

Our Conveyancing professionals will make sure that each stage is completed competently and swiftly. We make sure that you are updated at every part of the process.

Selling Your Home?

Once you have found a buyer and agreed the sale, we will send a legal information pack to your buyer’s solicitor, which contains;

A property information form: We will send you a form to complete which include things like; disputes with neighbours, guarantees about any work you have had done, boundaries, planning and building consents. It’s really important that you give us as much detail as possible, so please inform us if there is anything you are not sure about.

A fixtures, fittings and contents form: This form is to provide your buyers which items at the property you intend to leave behind and which to take with you e.g. cupboards, shelving, kitchen appliances. It should be the same information that you provided the Estate Agents.

A copy of your title: It maybe that you have the deeds if you own your property outright. If not, your mortgage lender may hold them for you. Don’t worry if you don’t have a copy. We’ll contact your mortgage lender to obtain them.

The contract of sale: This will state the address and price of the property, and the names and addresses of the buyer and seller.

We deal with any questions from your buyer’s solicitor, and agree a completion date, or moving date. We will liaise with you to make sure the dates are suitable to you.

Exchange of contracts

We receive the buyer’s deposit on your behalf.

If you have a mortgage on your property we will ask your mortgage lender for a settlement figure. We will need to pay this amount to your mortgage lender once your property is sold.

We will then send your signed contract to your buyer’s solicitor, who sends the buyer’s signed contract to us. You will now committed to the sale , and can’t change your mind without paying a financial penalty. The completion date that we would have arranged previously cannot be changed.

We will then receive a Transfer Deed which you will need to sign which will be sent to the buyer to register their names on the deeds.

Completion

On the completion date you have agreed, your buyer’s solicitor will send us the balance of the payment for your property.

We will use this to pay off your mortgage, your estate agents fees, our fees and any costs incurred during the sale. Any money left over will be handed over to you, unless it is needed for a purchase you are making. We will then hand over the deeds of the property to your buyer’s solicitor

Buying a property

You will need to inform your Estate agent, and Mortgage Lender that we are your Solicitors. Your seller’s solicitor will send us the Legal information Pack with all its contents as mentioned above.

We will then carry out the following searches:

Local Authority Search. This identifies issues such as existing planning and building regulations, applications on the property, breaches of planning and building regulations, tree preservation orders. It also identifies any proposals for council activity that would directly affect the property. It will also reveal whether double glazing, replacement of boilers and electrical works (where applicable) have been carried out in accordance with building regulations.

Drainage Search. This shows whether your surface and foul water drains run into public or private sewers and if there are any drains or pipes running through the property.

Bankruptcy Search. Your mortgage lender may ask us to carry out this search to make sure you have not been declared bankrupt.

Environmental Search, to check the following issues relating to the land where your property is built: contamination, toxic emissions, subsidence, previous landfill or waste disposal sites, or a flood plain.

Chancel Check Search. This is legally defined as “a search made of historical records to establish whether the property is in the historical tithe district of a parish which may have a continuing liability for chancel repair contributions.” What that means in practice is that our search agents will check whether there is a possibility that the land you are buying carries with it an obligation to make payments to the Church in the surrounding area. If there is a possibility that you might receive demands for payments of this type, then we can take out an insurance policy to protect you against any possible demands. This will cover you and your lender.

If you will need a mortgage to buy your property, you should do that as soon as possible. Make sure the Offer is acceptable to you and that you can meet the conditions of the terms. You will then need to arrange for a survey to be done on the property that you are buying. We advise you to have a full structural survey as the survey that your lender arranges will just be for the value of the property.

We will supply you with the contract to sign when the searches are completed. Before you sign the contract, we will invite you to our offices and go through the contract so you absolutely understand everything. Once we exchange the contracts we will need to provide the seller’s solicitors with a deposit, which is normally 10% of the purchase price. This must be sent as soon as possible before exchange in order to prevent any delays.

Exchange of contracts

We will then carry out a Land Registry Search to find out if there is any mortgages or financial Orders registered against the property. If there are, we will ensure that these are removed by the seller’s Solicitor on completion. This prevents the seller registering any further financial charges between exchange and completion and to give your lender priority, for their security.

We will arrange the transfer and mortgage deed for you to sign. We will then send your signed contract to your seller’s solicitor, who sends the seller’s signed contract to us. At this stage you will be committed to the purchase of the property, and cannot change your mind without paying a financial penalty.

Completion

Depending on the stamp duty land tax (SDLT) that needs to be paid to HMRC, will need the full amount of fees, costs and disbursements before your completion date.

On the completion date you have agreed, we will hand over the balance of the payment for your property to your seller’s solicitor.

What to do next?

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Clients Testimonials

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Zeynep Polat

PARALEGAL

M Reza Bahrami

Reza completed his law degree at Southampton University and completed his Legal Practice and Master degree Course at the BPP Bristol. I joined Simon Noble Solicitors in September 2021 as a Caseworker and waiting to start and completed his training contract in the Conveyancing, Criminal, Commercial and Civil Litigation Department.

Yousif Naji

Trainee Solicitor

Yousif has recently finished his PSC Course at BPP University, Yousif's main speciality is Property law, General Litigation, Employment law and Family law. Yousif has acted for many high net worth clients in the past and has wealth of experience in dealing with complex property matters.

Yousif's hobbies includes, running, playing football, and swimming. Yousif also enjoys cooking many Indian and Middle Eastern dishes.

Elizabeth Ajayi

SENIOR CASEWORKER

Tomas Hassan

SENIOR CASEWORKER

Pawez Sairally

TRAINEE SOLICITOR

Etim Ikpedighe

SOLICITOR

Simon John Noble

SOLICITOR/PARTNER

Solicitor. County Councillor Garstang 93 – 01. OU. Advanced diver.

Sena Frimpong

BARRISTER

Sena Frimpong holds a Degree in Law, LLB (hons) and is a member of Lincoln's Inn.

Sena Fis a Barrister at Simon Noble Solicitors. He was called to the Bar in 2009 and now practices in all of the major areas of civil litigation, housing and property law, judicial process.

Sena also provides pro-bono work for low income clients who are in housing need.

Cosmas Offor

TRAINEE SOLICITOR

Cosmas joined Simon Noble Solicitors as a Paralegal in May 2020 and subsequently started his Training Contract in November 2020. His day-to-day work includes researching different areas of law, preparing documents; responding to clients queries, and meeting with clients in the office.

Before joining the firm, Cosmas had worked for Citizens Advice Bureau offering advice, on a pro-bono basis, with particular emphasis on victims of domestic abuse. He also advised people on benefits, and how to make benefit applications and appeals.

Together with his legal qualifications, Cosmas holds a Master’s Degree in Business Administration and Management.

Outside of work, Cosmas enjoys spending time with his wife and two children, creating good memories. Cosmas is a keen traveller, who loves to travel and experience the world and all its different cultures. He likes to play seven aside football to keep fit.

Erdem Duven

OFFICE MANAGER

Following his graduation from the University of Leicester in July 2018, Erdem began work experience at Simon Noble Solicitors in November 2019. Erdem commenced to a Paralegal role in the company in March 2020 and since May 2021, Erdem has successfully become the Office Manager of our North London Branch in Enfield.

Working closely with Denis Tufour and all the Solicitors in the firm, Erdem’s main areas of expertise are Conveyancing, Civil Litigation, Commercial and Wills and Probate cases. He enjoys the fast-paced nature of these areas of law, in addition to the day-to-day client contact the role brings.

As the Office Manager at Simon Noble Solicitors, Erdem ultimately understands that client communication and satisfaction is crucial. Taking this into consideration, Erdem is always approachable and professional, as he prides himself on being down to earth.

Erdem is the first SQE candidate at Simon Noble Solicitors and is aspiring to become a Solicitor at Simon Noble Solicitors. Away from work, Erdem has a passion for football, gym and swimming.

Mohammed Mazumder

SOLICITOR

Mr Mazumder has a substantial following of clients covering diverse sectors such as Commercial and Residential conveyancing, Litigation, Immigration & Asylum, including the Judicial Review, Family law, and Health and Safety law.

Mr Mazumder qualified as an Advocate in Bangladesh in 1993 and qualified as a Solicitor in England and Wales 2012. He was admitted as a qualified Solicitor by the Law Society of the Republic of Ireland in 2017. His experience includes working as a solicitor for Diamond Solicitors, E1 Solicitors, AK Solicitors, and as head of the Commercial Property and Immigration Team.

William Brown

SOLICITOR

Prior to Joining Simon Noble Solicitors in October 2020 as a Consultant, he worked with a firm in London for 12 years. He manages a diverse caseload of transactional and strategic advisory work including freehold and leasehold acquisition and disposal, re-mortgages, bridging loans and secured lending, auction sale and purchase, leasehold enfranchisement, and landlord and tenant work.

William prides himself in collaborating with his clients to achieve their goals by providing pragmatic, efficient and cost-effective solutions to legal issues. Most of his work comes from repeat clients and recommendations.

William takes inspiration from the quote limits, like fears are often just an illusion. He lives in Kent but is able to act for clients anywhere in the UK and abroad.

Shane Ravson

SOLICITOR

Shane is a solicitor specialising in commercial and corporate work, litigation, property conveyancing, family law, landlord and tenant matters, employment law and provides advocacy representing the clients in the court hearings. He advises on a broad range of matters to domestic and international individuals, worldwide businesses, and private equity investors.

Shane holds numerous qualifications, including a Master of Laws (LLM) in Professional Legal Practice from the University of Law, Graduate Diploma in Law from the University of Law, Master of Science (MSc) in International Finance from the University of Westminster, and two accountancy qualifications.

As part of giving back to the community and charity work, Shane provides pro-bono (free of charge) legal services to low-income families and individuals, and struggling small businesses. In addition, he sponsors annual community fundraising and social charity events and makes regular donations to good causes.

Shane has excellent IT and software skills. He likes playing chess, gym workouts, professional photography, and travelling.

Lucy Osafo

SOLICITOR

Following completion of a Law degree and LLP course at Cardiff University, Lucy practiced a variety of law within the social welfare and debt fields, following which she developed a specialism in Family Law. Now based in London, Lucy assists clients with all family matters at Simon Noble Solicitors.

Cecilia Monaheng-Tufour

SOLICITOR/PARTNER

Cecilia is a Solicitor and Partner of Simon Noble Solicitors , Cecilia holds a Master Degree in Legal Practice and practices in areas such as private client, Landlord and Tenant, Property Law, Corporate and Commercial law.

Cecilia also oversees our HR department; she provides strategic and operational HR advice and manages the recruitment and selection process within Simon Noble Solicitors. Cecilia has over 10 years experience in management.